Can Paternity Test be Covered by Insurance?
The paternity test is a test that is performed to find out whether or not a particular man is the biological father of a child. The test involves taking a DNA sample from the man and the child and examining it to obtain the result. This test can be performed at any time either during the pregnancy of a woman, after the birth of a child or even in adulthood.
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Now, let’s come to the main topic – “Can a paternity test be covered by health insurance?” The answer is NO.
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The cost of paternity testing typically is not covered by insurance as it is not a medically important process. However, for the paternity testing during pregnancy, if a female must have an amniocentesis for reasons except for paternity testing, the collection of DNA sample can be done at the same time.
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What is the Cost of Paternity Testing?
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The cost of paternity testing varies, depending on the test type you choose – Legal DNA test, Non-Legal test or Non-Invasive test.
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Legal Paternity Test: A legal paternity test typically costs you between $300 – $500, which include the total amount associated with the test.
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Non-Legal Paternity Test: The cost for this test type begins from $30 for the retail test kit (testing is not included) to $250, depending on other added services like expedited testing, shipping, etc.
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Non-Invasive Paternity Test: This is a prenatal paternity testing (before the birth of the baby) and can cost you somewhere between $1500 – $2,000.
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Different health insurance companies offer different coverage policies to their customers. There are some insurance providers who provide additional offers as a part of their benefits package and may offer for reimbursement of paternity testing. If you’re looking for a paternity test, you need to contact your insurance provider to ask about coverage.
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